Yacht Charters, Explained: What a Yacht Charter Really Is

Yacht Charter

Yacht charters aren’t just for billionaires — and once you understand how it
actually works, it might surprise you.

If you’ve ever looked at a yacht charter and immediately thought, “That looks incredible… but definitely not for me,” you’re not alone. Most people are curious about yachting long before they ever seriously consider it. They see photos of turquoise water, beautiful boats, sunset dinners on deck — and then quickly dismiss the idea, assuming it must be wildly expensive, complicated, or
reserved for a very specific type of traveler.
So let’s start here:

Yachting isn’t what most people think it is.

A yacht charter isn’t a cruise, and it’s not some ultra-formal, stiff experience where you’re tiptoeing around a luxury setting that doesn’t feel like yours. At its core, a yacht charter is a private floating home, crewed by professionals whose entire job is to make your time onboard relaxed, personal, and effortless. And once people understand how yacht charters actually work, the idea often becomes far more realistic — and far more appealing — than they ever expected.

What a yacht charter is not.


This is not a cruise. There are no fixed itineraries, no crowds, no boarding lines, and no loud pool decks. You’re not moving according to someone else’s schedule, and you’re not sharing the
experience with hundreds or thousands of other guests.
It’s also not a “dress-up-for-dinner” experience- unless you want it to be. While some destinations involve more time ashore and slightly dressier evenings, life onboard is generally relaxed, barefoot, and informal — especially in places like the Caribbean.
And perhaps most importantly, the details are not something you need to have completely figured out before you start asking questions.

One of the biggest misconceptions? Cost.

The assumption that yacht charters are only for billionaires is one of the biggest misconceptions in this space. While yachting can certainly reach ultra-luxury levels, there’s also a wide range of yachts, destinations, and styles — and many first-time charters fall into a category that’s far more comparable to a high-end resort or private villa than people realize.
Because the cost of a yacht is shared across your group, the per-person breakdown is often what surprises people most.
Add to that the fact that so much is already included — accommodation, transport between destinations, meals onboard, crew, and water activities — and the overall value becomes much clearer once it’s explained properly.

You don’t need to be “ready” to explore yachting


Another common misunderstanding is that you should only reach out about a yacht charter if you’re ready to book. In reality, most people don’t start with certainty — they start with curiosity.
They come asking questions like:

  • Is this even realistic for us?
  • How does pricing actually work?
  • What’s included — and what’s not?
  • Is this the right kind of vacation for our group?

That’s exactly how the process is meant to begin. Exploring yacht charters isn’t a commitment. It’s a conversation.

What we’ll cover in this series

This post is the starting point for a larger series designed to demystify yacht charters — without pressure, assumptions, or sales tactics. Over the next posts, we’ll break down everything people actually want to know before deciding whether yachting is right for them, including:

  • How much chartering a yacht really costs. What entry-level pricing looks like, how costs scale, what affects price, and how to think about value. 
  • What’s included in the price From meals and drinks to daily life onboard — and what people often assume is extra, but isn’t.
  • What you actually do all day on a yacht. Activities, downtime, exploration, and what a typical charter day really feels like.
  • How to choose the right charter broker. Why experience matters, what questions to ask, and how the right guidance changes everything.
  • Caribbean vs Mediterranean charters. The differences in experience, pricing structure, activities, and overall feel.
  • How booking a yacht works. From the first conversation to contracts, deposits, and planning
    timelines.
  • Who you bring with you — and why it matters.  Group dynamics, families vs friends, and how shared space shapes the experience.
  • Common mistakes first-time charter guests make And how to avoid them before they ever become an issue.
  • Is a yacht charter actually the right vacation for you? An honest look at who yachting suits best — and who might prefer a different style of travel.

Each post stands on its own, but together they form a clear, realistic picture of what yacht charters are really like — beyond social media highlights and TV portrayals.

Why this clarity matters?

Yachting has a reputation for being intimidating, opaque, or reserved for a select
few. But the reality is that most people who end up chartering a yacht didn’t start out convinced they would. They started by learning. By asking questions. By understanding how it works. By seeing where it might fit — or where it might not.
And that’s the point of this series. Not to convince anyone that a charter is the right choice — but to give you the clarity you need to decide for yourself. Because once yachting is explained properly, it often stops feeling out of reach —and starts feeling simply… misunderstood.

Curious where you fit? Check out our other blogs in this series. 

How Much Does a Yacht Charter Cost?  

Maxita
Premium
Location: Croatia
129' Motor Sailer - 12 guests

From €75,000/week

Plus Expenses

Plus Expenses or APA (Advanced Provisioning Allowance)

The charter rate shown includes the use of the charter yacht, professional crew and onboard equipment.

All other daily expenses, that are not included in the base rate, will be covered with an Advanced Provisioning Payment (APA). This is collected before the charter commences.

APA expenses include fuel for both the yacht and tender, provisions, dockage, moorings, airport transfers, cruising permits and taxes, scuba diving and onshore excursions.

The APA payment is typically 20%-25% of the base charter rate for sailing yachts and 30%-35% for motor yachts. Your captain will purchase provisions, taxes, fuel etc for the charter using the APA and will keep all receipts along with a running log of expenses. This can be viewed at any time during your charter.

Any APA that has not been spent will be returned to you at the end of the charter. If during the charter, expenses exceed the APA, additional funds will need to be submitted. Your captain will update and advise you if any further payment is required. This will need to be paid before you disembark.

Crew Gratuity is separate and is typically 15%-20% of the charter rate. This should be given to your captain at the end of your charter.

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Akasti
Premium
Location: Greece
87' Motor Yacht - 8 Guests

From €55,000/week

Epic choice Plus Expenses

Plus Expenses or APA (Advanced Provisioning Allowance)

The charter rate shown includes the use of the charter yacht, professional crew and onboard equipment.

All other daily expenses, that are not included in the base rate, will be covered with an Advanced Provisioning Payment (APA). This is collected before the charter commences.

APA expenses include fuel for both the yacht and tender, provisions, dockage, moorings, airport transfers, cruising permits and taxes, scuba diving and onshore excursions.

The APA payment is typically 20%-25% of the base charter rate for sailing yachts and 30%-35% for motor yachts. Your captain will purchase provisions, taxes, fuel etc for the charter using the APA and will keep all receipts along with a running log of expenses. This can be viewed at any time during your charter.

Any APA that has not been spent will be returned to you at the end of the charter. If during the charter, expenses exceed the APA, additional funds will need to be submitted. Your captain will update and advise you if any further payment is required. This will need to be paid before you disembark.

Crew Gratuity is separate and is typically 15%-20% of the charter rate. This should be given to your captain at the end of your charter.

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Aeolus 77
Epic Yacht Charters
Average rating:  
 25 reviews
 by December 2025 Charter Guests
Truly Magical

Wow – what an amazing trip!! It was truly magical! 💗 You guys are absolutely THE BEST!!!
Your kindness & amazing attitudes made everything that much sweeter. From the gorgeous anchorage spots, to the very creative tablescapes, to the most delicious food where every meal was better than the next, to the plethora of water toys 😉 – it was all just the best cruise ever.

Your thoughtfulness in every detail makes us not want to leave, but apparently the next charter group doesn’t want our company!
The icing on the cake is the fantastic video & we will treasure it forever. Thank you!

You are the best crew & made us feel like family, while also spoiling the heck out of us! Looking forward to next time!

Love to all of you,
Jeff, Karen & Connor

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Region: Caribbean
77′ Sailing Catamaran - 8 Guests

From $84,000/week

Scuba Epic choice All Inclusive

All Inclusive

The charter rate shown includes the use of the charter yacht with professional crew and onboard equipment.

Also included are all meals and snacks onboard, all beverages from the yachts fully stocked bar along with tea, coffee and non-alcoholic drinks. All water sport activities provided by the yacht and fuel for both the yacht and tender.

Excluded in the rate are airport transfers, shore activities such as shopping, dining or special off yacht activities, port fees, park permits and fishing permits in certain locations. Any premium liquor, wines and champagne that not normally stocked and excessive alcohol consumption will be an additional charge.

Crew Gratuity is separate and is typically 15%-20% of the charter rate. This should be given to your captain at the end of your charter.

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Looking for more options?

Our main collection features a hand-picked selection of truly exceptional yachts — chosen for their quality, crew, and overall charter experience. If you’d like to explore a broader range of yachts across additional destinations, you can view our full worldwide charter portfolio.