Yacht Charters, Explained: What’s Included?

One of the biggest surprises people have about yacht charters is just how much is actually included — especially when it comes to food and drinks onboard.

Once people understand the price of a yacht charter, the next question is almost
always: “Okay… but what am I actually getting for that?” And this is where yachting really starts to make sense. Because while yacht charters may seem expensive at first glance, the value becomes much clearer once you understand what’s already built into the experience— and how little you actually have to think about once you’re onboard. Let’s start with food, because this is one of the most misunderstood parts of yacht charters.

What meals look like on a yacht charter

On typical yacht charters in the Caribbean, all meals are included, and they’re prepared fresh onboard every day by your private chef. Mornings usually begin at an easy pace. Breakfast is often a continental spread — fruit, yogurt, pastries, cereal — alongside a hot option of the day. That might be eggs made to order, pancakes, French toast, or something simple and comforting, depending on how your group likes to start the morning. There’s no rush, no buffet lines, and no reservation to make. Breakfast happens when your group is ready, and it naturally sets the tone for the day. Lunch tends to follow the rhythm of whatever you’ve been up to. It might be a relaxed meal onboard after a swim, something light enjoyed at anchor, or a fresh spread served between activities. Think salads, grilled dishes, wraps, or locally inspired plates — satisfying but not heavy. In the afternoons, there’s usually something available to graze on. Snacks, appetizers, or a charcuterie-style setup often appear as the day winds down — something easy to pick at while reading, swimming, or watching the scenery go by. And then there’s dinner. Every night.
At a minimum, you can expect a two-course dinner, and often more depending on the yacht, the chef, and the occasion. Some evenings are casual and family-style, others might feel a little more elevated — especially if you’re celebrating something or simply in the mood to dress up a bit. Meals are planned entirely around your preferences. If you want relaxed, kid-friendly dinners, that’s what you’ll get. If you’re food-focused and excited to try the chef’s most creative dishes, they’ll lean into that instead.

The little details people don’t expect

One detail guests consistently love is the snack basket. Most yachts keep a basket stocked with the things you’ve said you enjoy — salty snacks, chocolate, fruit, favorite treats, or specific brands you’ve requested. It’s a small thing, but it makes a big difference. You’re never really “between meals” on a yacht, and you never have to ask. It’s one of those details that quietly reinforces the feeling that everything has been thought through for you.

Let’s talk about drinks

On all-inclusive charters, there’s a standard bar stock included as part of the price. This isn’t frat-party quality alcohol. It’s solid, mid-range liquor, wine, beer, and mixers — the kind of stock most people are more than happy with on vacation. Before your trip, you’ll share your preferences: what you like to drink, what you don’t, and roughly how much your group tends to consume. The crew then provisions accordingly. Once onboard, this is where things often get fun. Crews are incredibly good at reading the room. They’ll experiment with new cocktail ideas, put their own spin on drinks you already enjoy, or quietly work on perfecting a favorite until it’s just right. Many guests end up leaving with a new “boat cocktail” they associate forever with that trip. And this is an important distinction to make:

This isn’t about ordering from a menu. It’s about being looked after.

More than food and drinks — it’s about ease

What people often don’t realize is that they’re not just paying for food and drinks. They’re paying for ease. You’re not planning meals. You’re not making reservations. You’re not cooking, cleaning, or coordinating schedules. You’re not deciding where to go for dinner or how to get there. Everything flows naturally, and the crew handles the logistics quietly in the background. That sense of ease is a huge part of what makes yacht charters feel so different from other vacations. You’re able to actually relax because the mental load is gone.

Are there ever extra costs?

Of course, not everything is always included. Certain specialty items or premium requests may be extra — specific high-end wines, champagne brands, or rare ingredients, for example. Some destinations also structure costs slightly differently than the Caribbean. The important thing is that all of this is explained clearly upfront, before you ever step onboard. There are no surprises, and no awkward moments once you’re there. What surprises people instead is how taken care of they feel once the trip is underway. Meals appear when you’re ready. Drinks are offered without you asking. Snacks show up at just the right moment. And everything feels effortless, even though there’s a lot happening behind the scenes.

Why this matters for the overall experience

Once food and drinks are handled so seamlessly, something interesting happens. People stop thinking about logistics entirely. Days become less about plans and more about moments — swimming when you feel like it, lingering over lunch, staying anchored a little longer because everyone’s happy where they are. That absence of decision-making is what many guests notice most. There’s no constant planning, no checking the time, and no pressure to be anywhere else. The rhythm of the day unfolds naturally, guided by mood, weather, and the simple enjoyment of being on the water.

And that naturally leads to the next question people ask: If all of this is included… what do we actually do all day? Because that’s where yachting really opens up. In the next part of this series, we’ll talk about activities on yacht charters — what’s included, what’s optional, and why you don’t need a packed itinerary to have an unforgettable week on the water.

No, meal plans are chosen at booking and factored into your charter contract.

Half-board yacht charters usually carry a lower base rate because some meals are at your own expense ashore, though the savings depend on your shore dining choices. Budget-conscious groups can select casual beach bars and local restaurants, while others might enjoy the flexibility to splurge at high-end establishments—you control the additional expense.

Once you factor in the cost of the meals on shore, a half board charter could turn out to be more costly.

Here are some things to consider:

Half Board:

  • Lower upfront cost- but overall the cost of the meals onshore will add additional cost compared to the full board
  • Guests should budget for 4–7 restaurant meals ashore
  • Factor in transport costs to/from restaurants
  • Opportunity to explore authentic local dining

Full Board:

  • Higher upfront cost, but no surprise restaurant expenses
  • Alcoholic beverages may be included depending on yacht contract
  • Ideal for guests who prefer convenience and private dining

Benefits include:

  • Every meal included in your base rate
  • No need to plan or budget for restaurants ashore
  • Complete culinary customization for dietary preferences
  • More time onboard to relax and enjoy water sports
  • A seamless, all-inclusive yacht vacation experience

A half board yacht charter offers flexibility to enjoy both onboard dining and local restaurants ashore. It’s budget-friendly, ideal for food lovers, and perfect for guests who want a balance between all-inclusive convenience and authentic island dining.

Benefits include:

  • Lower base charter fee compared to full board
  • Flexibility to enjoy local dining ashore
  • Balance of onboard cuisine and cultural food experiences
  • Easier scheduling for excursions and island-hopping days
  • Great option for guests who prefer lighter dining packages

Half-Board Sample Itinerary

  • Breakfast on board with fresh fruit and pastries
  • Morning sail to a new island
  • Lunch provided on board by the yacht chef
  • Afternoon beach stop
  • Dinner ashore at a local restaurant

Full-Board Sample Itinerary

  • Breakfast on board with eggs and fresh smoothies
  • Morning snorkeling excursion
  • Lunch on deck overlooking turquoise waters
  • Afternoon water sports session
  • Sunset cocktails and chef-prepared dinner on board

A full board yacht charter (sometimes called “FB”) includes all meals onboard, prepared by the yacht’s professional chef. Breakfast, lunch, dinner, snacks, and beverages are provided, giving guests an all-inclusive dining experience throughout the trip.

  • Breakfast, lunch, and dinner every day
  • Snacks and hors d’oeuvres between meals
  • All beverages, both alcoholic and non-alcoholic, depending on yacht provisions
  • Customized menus and dietary accommodations

This option provides maximum convenience and is especially popular for families, larger groups, and itineraries where dining ashore isn’t a priority.

On a half board yacht charter, some meals are provided on board by your crew, and the rest are enjoyed ashore at local restaurants. Typically, breakfast and lunch are included, with several dinners served onboard. The remaining meals are at your own expense, giving you flexibility to explore authentic dining at your destinations.

A half board yacht charter (sometimes called “HB”) includes a mix of onboard meals and time ashore to enjoy local restaurants. Guests usually have:

  • All breakfasts on board
  • Four lunches provided by the yacht chef
  • Three dinners provided on board
  • Crew service for included meals
  • Beverages with onboard meals
  • The remaining lunches and dinners are at your discretion and expense, giving you flexibility to explore authentic restaurants, beach bars, and fine dining experiences at your charter destinations.

Local Fare Variation
Some yachts offer a “local fare” option with fewer shore meals:

  • 2 lunches ashore
  • 1 dinner ashore

This variation provides slightly more onboard dining while still incorporating local restaurant experiences.

Half-board charters are ideal for:

  • Budget-conscious charterers seeking cost savings, although it is important to understand that you could end up spending more on full meals ashore then you would have paid for full-board on the yacht. It depends on your restaurant choices.
  • Groups who enjoy exploring local dining scenes
  • Guests who’ve chartered before and want destination immersion
  • Longer charters (10+ days) where meal variety becomes important
  • Social groups who enjoy restaurant atmosphere

For detailed comparison of half-board versus full-board options, see our comprehensive Half-Board vs Full-Board Yacht Charter Guide with benefits, costs, and decision frameworks.

Half board vs full board yacht charters comes down to flexibility and dining style. Half board (also called “partial board”) includes some meals on the yacht, leaving room to enjoy restaurants ashore. Full board covers all meals onboard with a set menu and service. Half board offers variety and slightly lower base costs, while full board ensures all-inclusive convenience.

Choose half board if you:

  • Enjoy trying local restaurants and beach bars
  • Want some evenings ashore during the trip
  • Are happy to budget separately for shore meals and transport

Choose full board if you:

  • Want every meal handled by your chef
  • Are traveling with children or a large group
  • Plan to spend most of your time onboard or at quiet anchorages

Full board is the usual choice in the Caribbean, where most crewed catamarans are all-inclusive. Half board is more common in the Mediterranean, where dining ashore is part of the experience.

Read our full guide on half vs full board yacht charters »

Why this clarity matters?

Yachting has a reputation for being intimidating, opaque, or reserved for a selectfew. But the reality is that most people who end up chartering a yacht didn’t start out convinced they would. They started by learning. By asking questions. By understanding how it works. By seeing where it might fit — or where it might not.
And that’s the point of this series. Not to convince anyone that a charter is the right choice — but to give you the clarity you need to decide for yourself. Because once yachting is explained properly, it often stops feeling out of reach —and starts feeling simply… misunderstood.

Curious where you fit? Check out our other blogs in this series

What a Yacht Charter Really Is?

What Does a Yacht Charter Cost?

What’s included? 

A Day in The life on Charter

Finding the Right Broker 

Where to go

How Booking Works 

First Time Charter Tips That Matter 

 

Maxita
Premium
Location: Croatia
129' Motor Sailer - 12 guests

From €75,000/week

Plus Expenses

Plus Expenses or APA (Advanced Provisioning Allowance)

The charter rate shown includes the use of the charter yacht, professional crew and onboard equipment.

All other daily expenses, that are not included in the base rate, will be covered with an Advanced Provisioning Payment (APA). This is collected before the charter commences.

APA expenses include fuel for both the yacht and tender, provisions, dockage, moorings, airport transfers, cruising permits and taxes, scuba diving and onshore excursions.

The APA payment is typically 20%-25% of the base charter rate for sailing yachts and 30%-35% for motor yachts. Your captain will purchase provisions, taxes, fuel etc for the charter using the APA and will keep all receipts along with a running log of expenses. This can be viewed at any time during your charter.

Any APA that has not been spent will be returned to you at the end of the charter. If during the charter, expenses exceed the APA, additional funds will need to be submitted. Your captain will update and advise you if any further payment is required. This will need to be paid before you disembark.

Crew Gratuity is separate and is typically 15%-20% of the charter rate. This should be given to your captain at the end of your charter.

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Akasti
Premium
Location: Greece
87' Motor Yacht - 8 Guests

From €55,000/week

Epic choice Plus Expenses

Plus Expenses or APA (Advanced Provisioning Allowance)

The charter rate shown includes the use of the charter yacht, professional crew and onboard equipment.

All other daily expenses, that are not included in the base rate, will be covered with an Advanced Provisioning Payment (APA). This is collected before the charter commences.

APA expenses include fuel for both the yacht and tender, provisions, dockage, moorings, airport transfers, cruising permits and taxes, scuba diving and onshore excursions.

The APA payment is typically 20%-25% of the base charter rate for sailing yachts and 30%-35% for motor yachts. Your captain will purchase provisions, taxes, fuel etc for the charter using the APA and will keep all receipts along with a running log of expenses. This can be viewed at any time during your charter.

Any APA that has not been spent will be returned to you at the end of the charter. If during the charter, expenses exceed the APA, additional funds will need to be submitted. Your captain will update and advise you if any further payment is required. This will need to be paid before you disembark.

Crew Gratuity is separate and is typically 15%-20% of the charter rate. This should be given to your captain at the end of your charter.

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Aeolus 77
Epic Yacht Charters
Average rating:  
 31 reviews
 by June 2026 Charter Guests-Family
We Will Be Back!

A dream vacation with our family is the best experience ever. Thank you so much for your hospitality and kindness. The food, drinks, video, and laughter made a lifetime of memories.

We will be back!

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Location: British Virgin Islands
77′ Sailing Catamaran - 8 Guests

From $84,000/week

Scuba All Inclusive

All Inclusive

The charter rate shown includes the use of the charter yacht with professional crew and onboard equipment.

Also included are all meals and snacks onboard, all beverages from the yachts fully stocked bar along with tea, coffee and non-alcoholic drinks. All water sport activities provided by the yacht and fuel for both the yacht and tender.

Excluded in the rate are airport transfers, shore activities such as shopping, dining or special off yacht activities, port fees, park permits and fishing permits in certain locations. Any premium liquor, wines and champagne that not normally stocked and excessive alcohol consumption will be an additional charge.

Crew Gratuity is separate and is typically 15%-20% of the charter rate. This should be given to your captain at the end of your charter.

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