Know what it will cost for your next crewed yacht vacation in the British and US Virgin Islands, the Bahamas, the Caribbean, Croatia and Greece.

WHAT IS THE COST OF A CREWED YACHT CHARTER?

Most crewed yacht charters in the Caribbean are all-inclusive and range from $23,000 per week to $100,000.00 per week. Yachts in the Mediterranean have a base rate and then added to that are the expenses and VAT. Luxury Motor yachts start closer to $70,000.00 per week and do not included expenses. Some yachts offer half-board options where meals are enjoyed ashore at the charterer’s expense, making the week more affordable.

Introduction

Two luxury sailing catamarans under sail showing different yacht charter types and options available
From fully crewed luxury to captain-only adventures, different yacht charter models offer unique experiences tailored to your preferences.

6 Types of Yacht Charters: Complete Guide to Charter Models. Unlike traditional vacation rentals, yacht charters come in several distinct models, each offering different levels of service, crew involvement, and cost structures. Understanding these options helps you select the charter experience that perfectly matches your group’s preferences, budget, and desired level of involvement.
Whether you’re seeking white-glove service with a professional crew handling every detail, a hands-on sailing adventure with captain guidance, or a social cabin charter experience to meet fellow travelers, there’s a charter model designed for your vision. This comprehensive guide breaks down every type of yacht charter available, helping you make an informed decision for your luxury vacation on the water.

Fully Crewed & Inclusive Charter

What It Is

The fully crewed and inclusive charter represents the ultimate in luxury yacht vacations. This model originated in the Caribbean and remains the gold standard for travelers seeking effortless, pampered experiences on the water. Your charter fee covers not just the yacht, but a complete vacation package with professional crew and nearly all expenses included upfront.

What’s Included

Professional Crew:

  • Captain with extensive local knowledge
  • Private chef specializing in gourmet cuisine
  • Stewardess for interior service (larger yachts)
  • Deckhand for water activities and maintenance (larger yachts)
  • Specialized crew like dive instructors (select yachts)

The Complete Package:

  • Exclusive use of the entire yacht for your group
  • All linens, towels, and luxury amenities
  • Standard water toys and equipment (paddleboards, kayaks, snorkel gear)
  • Three gourmet meals daily plus snacks and appetizers
  • All beverages including standard bar with wine, beer, and spirits
  • WiFi connectivity (where available)
  • Fuel for standard cruising itinerary
  • Marina fees for routine stops

What’s NOT Typically Included

While this charter model is comprehensive, a few items remain at your expense:

  • Dining at shore restaurants (if you choose to go ashore)
  • Premium or specialty wines and top-shelf spirits beyond standard bar
  • Scuba diving in some cases (equipment rental, tank refills, certification courses)
  • Special activities arranged ashore (guided tours, excursions, spa treatments)
  • Dockage fees for special requests outside standard itinerary
  • Crew gratuity (industry standard 15-20% of charter fee)

The Preference Sheet Process

Before your charter begins, you’ll complete a detailed preference sheet covering:

  • Dietary requirements and restrictions
  • Favorite foods and cuisines
  • Beverage preferences
  • Activity interests
  • Wake-up times and meal schedules
  • Special occasions or celebrations

Your chef uses this information to provision the yacht with exactly what you love, creating customized menus that feel personally designed for your group.

Professional yacht crew in uniform standing in luxury yacht salon interior
Fully crewed charters include dedicated professional crew who handle every detail of your luxury yacht vacation.

Service Level and Crew Expertise

Fully crewed charters offer the highest level of personalized service in the yacht charter industry. Professional crews excel at anticipating guest needs before they’re voiced—refilling drinks before glasses empty, preparing beach setups at secluded anchorages, timing meals perfectly with your activities, and adjusting itineraries based on your preferences.
Captains possess intimate knowledge of local waters, hidden anchorages, and the best snorkeling spots. Chefs often have culinary training and create restaurant-quality meals with elegant presentation. The crew’s attention to detail and genuine hospitality transform your charter from a boat rental into an unforgettable vacation experience.

Best For

Fully crewed and inclusive charters are ideal for:

  • Families wanting stress-free vacations with children cared for
  • Couples celebrating honeymoons, anniversaries, or special occasions
  • Groups seeking luxury without managing details
  • First-time charterers wanting full-service introduction to yachting
  • Anyone prioritizing relaxation and pampering over budget concerns

Typical Charter Fee Range

Expect weekly rates from $20,000 for smaller Caribbean catamarans to $200,000+ for large luxury motor yachts in the Mediterranean. Most popular crewed charters range $30,000-$75,000 weekly, with final costs including gratuity bringing the total investment to roughly 115-120% of the base charter fee.

APA / Plus-Expenses Charter

What It Is

The Advanced Provisioning Allowance (APA) or “plus-expenses” charter model is the traditional luxury yacht charter structure found throughout the Mediterranean and on high-end yachts worldwide. Instead of an all-inclusive fee, you pay the base charter fee plus a separate provisioning allowance that covers all operating expenses during your voyage.

How It Works

At final payment (typically 8 weeks before charter), you pay:
Full charter fee (covers yacht, crew, equipment, insurance)

APA amount (typically 25-40% of charter fee)

The captain manages the APA account like an operating budget, tracking every expense with receipts. At charter’s end, you receive detailed accounting, and any unused APA funds are refunded to you (typically within 2 weeks).

Why This Model Exists

The APA system provides complete transparency and flexibility. Since every charter’s expenses vary dramatically based on guest preferences—one group might cruise leisurely and dine aboard while another travels extensively and arranges elaborate shore activities—the APA ensures adequate funds for your specific charter without the limitations of a fixed all-inclusive budget.

What APA Covers

Your provisioning allowance funds all variable expenses:

  • Fuel for yacht and tenders
  • All food and beverage provisioning to your specifications
  • Marina fees and dockage
  • Shore excursions and activity arrangements
  • Water sports equipment rentals beyond standard toys
  • Communications (satellite phone, internet charges if applicable)
  • Special services (massage therapists, entertainers, guides)

Complete Transparency

The hallmark of APA charters is absolute transparency. You see exactly where every dollar goes, with receipts for all expenditures. Mid-week accounting updates on longer charters keep you informed, and the captain discusses with you before the APA runs low (uncommon with proper planning).

Best For

APA charters suit:

  • Guests who value complete transparency in expenses
  • Those with specific preferences or premium taste in provisions
  • Groups planning diverse activities or extensive travel
  • Charterers comfortable with variable final costs
  • Anyone who appreciates detailed accounting

For complete details on APA structure, payment terms, and accounting: See our comprehensive Yacht Charter Payment & APA Guide covering everything about this charter model.

Half-Board Charter

What It Is

A half-board charter provides a middle ground between all-inclusive convenience and the flexibility to explore dining ashore. This model reduces your charter fee by designating a specific number of meals to be taken at shoreside restaurants during your week, giving you both onboard luxury and opportunities to experience local cuisine and culture.
Standard Half-Board Configuration
Typical meal plan:

  • 7 breakfasts aboard (every morning)
  • 4 lunches aboard
  • 3 dinners aboard
  • Total: 3 lunches and 4 dinners ashore at your expense

Local Fare Variation

Some yachts offer a “local fare” option with fewer shore meals:

  • 2 lunches ashore
  • 1 dinner ashore

This variation provides slightly more onboard dining while still incorporating local restaurant experiences.

Cost Savings

Half-board charters typically reduce the weekly charter fee by $150.00 per person compared to fully inclusive rates, though the savings depend on your shore dining choices. Budget-conscious groups can select casual beach bars and local restaurants, while others might enjoy the flexibility to splurge at high-end establishments—you control the additional expense.

The Shore Dining Experience

Dining ashore offers unique benefits:

  • Authentic local cuisine prepared by island chefs
  • Romantic beachfront settings for sunset dinners
  • Social atmosphere and people-watching
  • Supporting local businesses and communities
  • Variety beyond even the most talented yacht chef’s galley
  • Your crew provides excellent recommendations for restaurants matching your preferences and can arrange reservations and transportation.
  • Yacht charter guests dining at beachside restaurant at sunset with yachts anchored in background
    Half-board charters include some meals ashore, letting you experience local restaurants and authentic island cuisine.

Best For

Half-board charters are ideal for:

  • Budget-conscious charterers seeking cost savings, although it is important to understand that you will typically spend more on full meals ashore then you would have paid for full-board on the yacht
  • Groups who enjoy exploring local dining scenes
  • Guests who’ve chartered before and want destination immersion
  • Longer charters (10+ days) where meal variety becomes important
  • Social groups who enjoy restaurant atmosphere

For detailed comparison of half-board versus full-board options: See our comprehensive Half-Board vs Full-Board Yacht Charter Guide with benefits, costs, and decision frameworks.

Captain-Only Charter

What It Is

A captain-only charter offers an intriguing hybrid: you rent a fully equipped yacht with a professional captain (and sometimes a mate), but you handle the provisioning, cooking, and housekeeping. Think of it as a bareboat charter with the safety, expertise, and licensing of a professional skipper aboard.

Captain’s Responsibilities

Your captain takes complete responsibility for:

  • Navigation and boat handling
  • Safety of vessel and passengers
  • Route planning and weather monitoring
  • All technical and mechanical issues
  • Anchoring and docking procedures
  • Local knowledge and recommendations

The captain may request assistance with specific tasks—helping raise sails, handling lines during docking, or pulling anchor. These tasks are fully explained and provide wonderful learning opportunities for those interested in sailing and seamanship.

Your Responsibilities

Unlike fully crewed charters, you manage:

    • Grocery shopping and provisioning (before or during charter)
    • All meal preparation and cooking
    • Interior cleaning and housekeeping
    • Dishes and galley cleanup
    • Laundry if extended charter
    • Caring for the captain (they’re part of your group for meals and provisions)

Captain Care Considerations

Since the captain ensures your safe enjoyment, proper care is important:

      • Provide three meals daily for the captain
      • Include them in grocery provisioning
      • When dining ashore, either include captain or leave provisions/funds for their meal
      • Some captains cook one or two dinners during the week (discuss in advance)
      • Some will help with provisioning runs before you arrive (arrangements vary)

Cost Structure

Captain-only charters offer significant savings:

        • Lower base charter fee (captain services vs. full crew)
        • All expenses separate (fuel, provisions, dockage, etc.)
        • You control food and beverage budget completely
        • Captain gratuity at week’s end (typically 15% of charter fee)

Total investment is usually 40-60% of comparable fully crewed charter, depending on your provision choices and cruising style.

Learning Opportunities

Many captain-only charterers appreciate the educational aspect. Professional captains often share knowledge about sailing techniques, navigation, local waters, marine life, and seamanship. It’s like a private sailing course incorporated into your vacation—invaluable for those building sailing experience or considering yacht ownership.

Professional yacht captain at helm steering yacht with guests aboard
Captain-only charters provide professional navigation and safety while you handle provisioning and enjoy hands-on sailing experience.

Best For

Captain-only charters suit:

        • Experienced sailors wanting local expertise without full crew
        • Budget-conscious groups comfortable with cooking and cleaning
        • Families who enjoy working together and shared responsibilities
        • Those seeking hands-on sailing experience with professional guidance
        • Friends who don’t mind the work and enjoy group meal preparation

Important Considerations

This charter model requires realistic expectations:

        • Someone in your group must enjoy cooking
        • Shopping and cleaning take time from relaxation
        • Less polished service than fully crewed experience
        • Limited to moderate destinations (captain can’t navigate complex provisioning in foreign languages while you’re diving)

Cabin Charter

What It Is

Cabin charters offer yacht vacation experiences without chartering an entire vessel. Instead of booking the whole yacht, you reserve individual cabins—single, double, or sometimes even bunk-style shared cabins—on a yacht with other travelers. Each cabin includes private ensuite bathroom facilities, and you share common areas and the overall sailing experience with fellow guests.

How Cabin Charters Operate

Typical structure:

          • Fixed Saturday-to-Saturday schedules (most common)
          • Alternatively, 5 PM Saturday to 10 AM following Saturday
          • Set itineraries covering popular routes and anchorages
          • Mixed group of travelers (typically 4-8 guests total depending on yacht)
          • Full professional crew (captain, chef, deckhand/stewardess)
          • Most meals aboard with several designated shore meals

Itinerary and Flexibility

Unlike private charters where you control the route, cabin charters follow pre-planned itineraries designed to showcase the region’s highlights. The captain may make minor adjustments for weather or sea conditions, but the general route remains fixed to ensure all guests experience the advertised destinations.
This reduced flexibility is offset by the advantage of expertly planned routes hitting the best anchorages, snorkeling spots, and local attractions—essentially a curated yacht vacation package.

Social Experience

Cabin charters attract solo travelers, couples, and small groups interested in meeting like-minded yacht enthusiasts. The shared experience often creates lasting friendships, with convivial dinners, group snorkeling adventures, and shared sundowner cocktails fostering camaraderie.
The social atmosphere makes cabin charters popular with:

          • Solo travelers seeking companionship and shared experiences
          • Couples wanting to meet other sailing enthusiasts
          • Small friend groups (2-3 people) who enjoy larger social settings
          • Anyone open to the serendipity of meeting interesting people

Policies and Restrictions

Many cabin charter operations maintain specific policies:

            • Minimum age requirements (often 18+ or 21+)
            • No-children policies on many cabin charters
            • Shared responsibility for group dynamics
            • Respect for other guests’ privacy and space

These policies help ensure compatible groups and pleasant experiences for all aboard.

Meal Service

Cabin charters typically include:

            • All breakfasts aboard
            • Most lunches aboard (some ashore at local beach restaurants)
            • Several dinners aboard
            • 2-3 dinners ashore at your expense</li

The chef prepares communal meals with menus accommodating various dietary needs. The shared dining experience becomes a highlight, with conversations flowing over excellent food and wine.

Cost and Value

Cabin charters offer the most budget-friendly entry into crewed yacht vacations. Weekly rates typically range $1,500-$4,000 per person depending on destination, yacht size, and season—a fraction of private charter costs while still providing professional crew, gourmet meals, and luxury yacht amenities.

Large group of diverse travelers together on catamaran deck during cabin charter vacation
Cabin charters bring together like-minded travelers for shared yacht adventures and new friendships.

Best For

Cabin charters are ideal for:

            • Solo travelers seeking yacht experiences without chartering alone
            • Budget-conscious couples wanting crewed yacht luxury
            • Open-minded travelers who enjoy meeting new people
            • Those new to yacht charters wanting lower-commitment introduction
            • Flexible schedules matching fixed Saturday departures

Limitations to Consider

This model isn’t for everyone:

              • No privacy—you’re sharing the yacht
              • Fixed itineraries—no customization
              • Compatibility depends on other guests (usually works well, occasionally challenging)
              • Limited availability—fewer cabin charter options than private yachts
              • Schedule constraints—must match fixed departure dates</li

Tandem Charter

What It Is

When your group exceeds the capacity of available yachts—typically 20+ guests—a tandem charter provides an elegant solution. Instead of one large vessel, you charter two (or more) carefully matched yachts that travel together, following the same itinerary and anchoring at the same locations each night. This arrangement maintains group cohesion while accommodating everyone comfortably.

How Tandem Charters Work

Coordination details:

              • Two or more yachts chartered simultaneously
              • Synchronized itineraries planned in advance
              • Same overnight anchorages and key stops
              • Independent crews on each yacht
              • Flexibility for activities (some joint, some separate)

Each yacht operates independently with its own captain and crew, but they coordinate closely to ensure the yachts travel together and arrive at anchorages around the same time, allowing the larger group to gather for shared meals, water sports, or evening socializing.

Matching Yacht Considerations

Successful tandem charters require thoughtfully matched yachts:

              • Similar speeds: Pairing a fast motor yacht with a slower sailing catamaran creates logistical challenges. The motor yacht constantly waits, or the sailing yacht struggles to keep pace. Best practice matches similar vessel types or speeds.
              • Compatible capacities: Ideally, yachts accommodate similar guest numbers to avoid one yacht feeling empty while the other is full.
              • Equivalent luxury levels: Matching interior appointments, amenities, and service standards prevents guests from feeling they received inferior accommodations.
              • Complementary layouts: Some groups strategically pair yacht types—perhaps a spacious catamaran for families with young children and a sleek motor yacht for adult couples—allowing each sub-group optimal comfort.

Activities and Social Dynamics

Tandem charters provide beautiful flexibility:
Joint activities:

                • Raft the yachts together for communal dinners
                • Shared beach barbecues at secluded anchorages
                • Group snorkeling or diving expeditions
                • Water sports tournaments between boats
                • Sunset cocktail gatherings on one vessel

Independent time:

                • Each yacht explores different snorkeling sites
                • Separate lunch anchorages for quieter experiences
                • Different pace for different preferences (active vs. relaxed)
                • Privacy when subgroups desire independent time

Planning and Coordination

Tandem charters require additional planning:

                  • Earlier booking (coordinating multiple yacht availability)
                  • Clear communication about group composition and preferences
                  • Designated coordinator or “group leader” for decisions
                  • Flexibility about itinerary adjustments affecting both yachts
                  • Realistic expectations about perfect synchronization

Your charter broker plays a crucial role in identifying compatible yachts, negotiating synchronized availability, and coordinating logistics between multiple crews and clearinghouses.

Two luxury catamarans anchored together at peaceful bay showing tandem yacht charter options
Different yacht charter models offer varying levels of service, crew involvement, and pricing to match your vacation vision.

Cost Considerations

Tandem charters don’t offer per-person savings—you’re chartering two complete yachts. However, they enable yacht vacations for large groups that would otherwise be impossible. Some yacht pairs offer slight discounts when booked together, but the primary value is accommodating everyone in your party rather than cost reduction.

Best For

Tandem charters are ideal for:

  • Family reunions (20-30+ family members)
  • Milestone celebrations (significant birthdays, anniversaries)
  • Corporate retreats and team-building events
  • Destination weddings with large guest lists
  • Multi-family friend groups
  • Any group exceeding single yacht capacity

Real-World Example
A common tandem scenario: A family reunion with 24 guests books two 65-foot catamarans, each accommodating 12 guests. One catamaran houses the grandparents and their adult children’s families, the other hosts the younger generation and their spouses. The yachts travel together, raft up for family dinners, but provide separate spaces for different age groups during the day—perfect balance of togetherness and autonomy.

How to Choose the Right Charter Type

Selecting your ideal charter model depends on several key factors:

Budget Considerations

Your budget dramatically influences charter type selection:

  • Premium budget ($61,000+ weekly):
  • Fully crewed inclusive or APA charters provide ultimate luxury and service. Choose APA if transparency matters; choose all-inclusive for simplicity.
  • Moderate budget ($31,000-$60,000 weekly):
  • Fully crewed inclusive charters on mid-size yachts, or half-board options on luxury yachts extend your budget while maintaining excellent service.
  • Value budget ($20,000-$30,000 weekly):
  • Half-board charters, smaller fully crewed yachts, or captain-only on larger vessels balance experience and cost.
  • Limited budget (under $20,000 weekly):
  • Captain-only charters or cabin charters (per person pricing) make yacht vacations accessible without compromising safety or basic luxury.

Group Size and Composition

Couples or small families (2-4 people):- Any charter type works well. Consider whether you prefer privacy (private charter) or social experience (cabin charter). Fully crewed inclusive provides ultimate romance and ease.
Medium groups (6-8 people):- Private charters (crewed, APA, or half-board) offer perfect balance of space, service, and cost-per-person value.
Large groups (10-12 people):- Large catamarans with full crew provide excellent value when cost is divided among many. Consider half-board to reduce per-person expense.
Very large groups (14+ people):- Tandem charters become necessary, pairing complementary yachts to accommodate everyone while maintaining cohesion.

Service Level Desired

White-glove service:- Fully crewed inclusive or APA charters deliver exceptional personalized attention with dedicated crew anticipating every need.
Moderate service with independence:- Half-board charters balance onboard service with independent shore time and dining.
Hands-on involvement:- Captain-only charters suit those who enjoy participation, cooking, and learning while maintaining professional navigation.
Social communal experience:- Cabin charters provide crew service in a shared environment with fellow travelers.

Working with an experienced broker helps you navigate these choices – learn more in our Complete Charter Broker Guide.

Sailing Experience

No sailing experience:
Fully crewed charters (inclusive, APA, or half-board) require zero sailing knowledge. Relax completely while professionals handle everything.
Some sailing experience, want to learn more:
Captain-only charters with professional guidance provide invaluable learning opportunities while ensuring safety.
Experienced sailors:
Bareboat charters (not covered in this guide—no crew at all) or captain-only for local expertise in unfamiliar waters.

Destination Factors

Caribbean:
Fully crewed inclusive charters originated here and remain the regional standard. Half-board also popular. APA less common except on luxury yachts.
Mediterranean:
APA (plus-expenses) model dominates, especially Greece, Croatia, Turkey. Very few all-inclusive options exist.
Other destinations:
Research regional norms. Some areas favor specific charter types based on local regulations, provisioning availability, and cultural preferences.

Personality and Vacation Style

Control enthusiasts who want transparency:- APA charters with detailed accounting satisfy those who want to understand every expense.
Simplicity seekers who hate surprises:- Fully crewed inclusive with one upfront price eliminates financial decisions during vacation.
Budget-conscious without sacrificing luxury: Half-board provides service and quality with meaningful cost savings through strategic shore dining.
Social butterflies who love meeting people: Cabin charters create built-in social experiences with like-minded yacht enthusiasts.
Hands-on learners who enjoy participation: Captain-only charters transform vacation into educational adventure with professional mentorship.
Large family organizers: Tandem charters keep everyone together while providing necessary space and logistics for substantial groups.

Yacht charter guests swimming and enjoying water activities near anchored catamaran
All charter types provide access to swimming, snorkeling, and water activities from your private yacht.

Special Considerations

Sleep-Aboard Options

Some Caribbean yachts offer “sleep-aboard” the night before your charter begins. This optional extra (typically $200-$400) allows you to board the yacht the evening before your official start date, sleep aboard, and wake up ready to depart at dawn.

Benefits of sleep-aboard:

  • Avoid rushing from airport to yacht for noon departure
  • Settle in gradually, unpack at leisure
  • Adjust to boat motion overnight
  • Meet crew casually evening before
  • Maximize first full day (early morning departure possible)

Sleep-aboard includes overnight accommodation and continental breakfast, but no other services—think of it as using the yacht as a hotel room. Most yachts provide a welcome cocktail upon boarding. You’ll dine ashore at a nearby restaurant.
This option particularly benefits groups arriving late afternoon or early evening, preventing the stress of same-day arrival and departure coordination.

Boarding Times and Departure Days

Standard boarding schedule:

  • Embarkation: Noon on first day
  • Disembarkation: 9-10 AM on last day

Some cabin charter operations use alternate schedules:

    • Embarkation: 5 PM Saturday
    • Disembarkation: 9 or 10 AM following Saturday

Day flexibility:

Most private charters accept any start day based on yacht availability. The industry prefers avoiding 5-night gaps between charters, so brokers may request flexibility of a day or two to optimize yacht calendars.
Holiday weeks exception:- Christmas and New Year’s weeks typically require fixed schedules (often Saturday-to-Saturday or specific holiday dates) at premium rates, as yachts maximize bookings during peak season.
Mediterranean variations:- Some Greek and Croatian catamaran fleets operate exclusively Saturday-to-Saturday, while most other Mediterranean yachts accept flexible start days.

Charter Duration Recommendations

Minimum duration:- Most yachts require 5-7 night minimums. Some accept shorter charters (3-4 nights) during low season or to fill calendar gaps, though this is uncommon.
Optimal duration:- Seven nights represents the sweet spot—long enough to fully relax and explore, short enough to avoid laundry pile-up and schedule disruption. The standard week aligns with most work schedules and vacation planning.
Extended charters:- 8-10 nights work beautifully for those with time, providing deeper destination exploration and ultimate relaxation. Beyond 10 nights, some guests (particularly families with young children) begin feeling ready to return to normal routines.
From extensive charter experience:

      • Days 1-2: Settling in, finding boat rhythm, mild adjustment
      • Days 3-5: Peak enjoyment, complete relaxation, best memories created
      • Days 6-7: Sad to leave, but ready to return home
      • Days 8-10: Extended bliss for those who can manage longer absence

Children under 7 often show fatigue signs after 5-6 nights due to disrupted schedules and constant excitement. Teenagers, once they get over initial reluctance, typically never want to leave—they’re often found hanging on the mast crying on departure day!

Conclusion: Your Perfect Charter Awaits

Group of happy yacht charter guests jumping together on Caribbean beach with colorful chairs
Understanding charter types helps you plan confidently for unforgettable yacht vacation memories.

Understanding the different types of yacht charters empowers you to select the model that transforms your vision into reality. Whether you prioritize all-inclusive luxury with white-glove service, transparent expense tracking with premium customization, budget-conscious elegance with shore dining, hands-on sailing education with professional guidance, social cabin experiences with fellow enthusiasts, or coordinated tandem adventures for large groups—the perfect charter type exists for your specific needs.
The charter type you select dramatically influences your overall experience, but remember: even “budget” yacht charters deliver extraordinary vacations that surpass traditional hotels and resorts. The magic of waking on the water, exploring secluded anchorages, and experiencing destinations from your private floating villa transcends charter model differences.

Next Steps

Ready to explore which charter type suits your dream vacation?

Our experienced team at Epic Yacht Charters specializes in matching clients with ideal charter models based on your unique preferences, budget, group composition, and destination desires. With over 30 years of personal charter experience and deep industry relationships, we provide honest guidance about which charter type delivers the best value and experience for your specific situation.
Contact us to discuss your yacht charter vision. We’ll ask the right questions, listen carefully to your priorities, and recommend the charter model that creates your perfect vacation on the water.

Related Resources:

Yacht Charter Payment & APA Guide – Understanding costs and payment structures
Working with a Yacht Charter Broker: Complete Guide – How brokers help you navigate choices
Half-Board vs Full-Board Yacht Charter Guide – Detailed comparison of dining options
Yacht Charter Cancellation & Travel Insurance Guide – Protecting your charter investment (coming soon)

Ready to start planning? Contact our team for personalized charter type recommendations and yacht selections.

Luxury catamaran docked with tender and water toys prepared for charter in the Caribbean.
Your APA covers essentials like fuel, tenders, dockage, and daily yacht operations.

APA in Yacht Charters Explained

APA yacht charter explained: The Advanced Provisioning Allowance (APA) is a standard part of most luxury yacht charters, typically set at 25–40% of the base fee of your base charter fee, the APA ensures your captain and crew have the funds needed to deliver a seamless experience—covering everything from fuel and food to docking fees and local taxes.

What APA Covers

  • Fuel for the yacht and tenders
  • Food and beverages
  • Harbor and marina fees
  • Customs and immigration fees
  • Communications
  • Local taxes
  • Special requests (e.g., premium wines or activities)
  • Dockage fees
Guests enjoying an al fresco lunch on the aft deck of a luxury yacht.
Food and beverages are included in your APA, tailored to your preferences.

How APA Works

  • Paid in advance with your charter fee
  • Managed by the captain for transparency
  • Detailed expense tracking and reporting
  • Regular updates provided during your trip
  • Unused APA refunded after the charter
  • Additional funds requested if necessary

👉For a full overview of the booking process, including contracts and payments, see our Yacht Charter Booking Guide

Budgeting Tips

  • Higher fuel use = higher APA (motor yachts usually > sailing yachts)
  • Long cruising distances and island-hopping increase costs
  • Menu choices (premium dining, fine wines) can raise the budget
  • Special activities, water toys, and excursions add to expenses
Guests relaxing on inflatables in clear Caribbean water during a yacht charter.
Activities, water toys, and excursions add to your APA budget.

👉 APA is one part of your overall charter expenses. To understand all costs, deposits, and inclusions, visit our Yacht Charter Costs Explained FAQ

Regional Variations

Mediterranean:

  • Most charters operate on a “plus expenses” basis with APA
  • Higher port fees, dockage, and fuel costs
  • Expensive during high season
View of Split, Croatia harbor with yachts anchored, showing Mediterranean charter region.
APA is higher in Mediterranean charters, especially during high season.

Caribbean:

Mix of all-inclusive and plus expenses charters

  • APA common for larger yachts
  • Lower port fees, more flexible anchoring options

💡At the end of your charter, any unused APA funds may be refunded to you or applied toward the crew. Learn more about gratuity guidelines in our Yacht Charter Gratuity Guide

Category: Yacht Charter Cost
Each crew will have their own methods of accepting a gratuity. Most can accept cash, check or a wire transfer. Crew in the Caribbean accept USD and crew in the Mediterranean can only accept Euros. If your charter is an APA charter you can use any left over funds towards the gratuity.

For most Caribbean charters that are all inclusive: Not included are crew gratuities of 15-20%, optional marina docking/berthing for an overnight stay, excursions, and meals ashore, special requests for top-shelf liquor, wine, or excessive alcohol consumption, and transfers to and from the airport.

For Mediterranean charters or APA charters “plus expenses”: APA expenses include fuel for both the yacht and tender, provisions, dockage, moorings, airport transfers, cruising permits and taxes, scuba diving and onshore excursions.

The APA payment is typically 25%-30% of the base charter rate for sailing yachts and 30%-45% for motor yachts. Your captain will purchase provisions, taxes, fuel etc for the charter using the APA and will keep all receipts along with a running log of expenses. This can be viewed at any time during your charter.If you do not use all of the APA this will be returned to you at the end of your charter. If you exceed the APA you will need to settle your account before you disembark.

Mediterranean and APA charters charters do not include crew gratuity, which is typically 10%-15% of the charter cost.

Couple sitting on yacht swim platform looking at water toys during a luxury charter.
Guests relaxing on the yacht swim platform while enjoying water toys.

Yacht Charter Booking | Epic Yacht Charters

Booking a luxury yacht charter is a straightforward process when you understand the steps involved. Our yacht charter booking guide explains everything from destination selection and yacht choice to contracts, deposits, and final payments. Whether it’s your first time booking or you’re a seasoned charter guest, these details will help you plan with confidence.

1. Yacht Charter Booking Process
Initial Steps

  • The first stage of yacht charter booking is deciding where and when you want to travel:
  • Destination selection – Choose from popular regions such as the Caribbean, Bahamas, Mediterranean, or Greece.
  • Yacht choice – Decide between motor yachts, catamarans, trimarans, or sailing yachts, depending on your group’s preferences.
  • Personal consultation – Work with an experienced charter specialist who can recommend the best yachts based on your budget, group size, and preferred style of travel.
  • Preliminary itinerary planning – Discuss possible routes, anchorages, and highlights to ensure the yacht matches your desired experience.

Timing Guidelines

  • Booking early is always recommended:
  • Peak season (Caribbean holidays, Mediterranean summers): Reserve 6–12 months in advance.
  • Holiday bookings (Christmas & New Year’s): Book 12+ months ahead, as prime yachts fill up quickly.
  • Off-season: Booking 3–6 months ahead is usually sufficient.
  • Last-minute bookings: Sometimes possible depending on yacht and crew availability.

2. Financial Terms & Payments
Deposit Requirements

  • A 50% deposit is required at the time of signing your yacht charter contract.
  • For Caribbean all-inclusive charters, sometimes 25% is accepted if booking more than six months in advance.
  • The remaining balance is due 60 days before the charter.
Guests enjoying dinner service aboard a luxury catamaran yacht.
Dining alfresco with attentive crew service on a luxury catamaran.

APA (Advance Provisioning Allowance)

  • For yachts operating under MYBA or Mediterranean terms, an APA (usually 30–40% of the charter fee) is collected in advance to cover expenses such as fuel, food, beverages, and dockage. Any unused funds are refunded at the end of your charter.

What’s Included & Excluded

  • Included: The yacht, crew services, onboard amenities, and insurance for the vessel.
  • Excluded: Food, beverages, fuel, dockage fees, communication charges, and crew gratuity (typically 15–20% of the base charter fee).

3. Yacht Charter Contracts

  • Charters are secured with industry-standard contracts such as:
  • MYBA Contract – Used for most Mediterranean charters.
  • CYBA or AYCA Contracts – Often used in the Caribbean and North America.
Yacht charter contract document with black pen on desk.
A charter contract is the foundation of a smooth yacht booking process.

These contracts clearly outline:

  • Charter dates and location
  • Payment schedule and cancellation terms
  • Insurance requirements
  • Crew responsibilities and guest obligations
  • Your charter broker will review all contract details with you to ensure clarity before you sign.

4. Why Book Early?

Booking your yacht charter early provides several benefits:

  • Greater yacht selection – Prime yachts and best crews are reserved quickly.
  • Better itinerary planning – Early bookings secure dockage in popular marinas.
  • Peace of mind – Time to finalize preferences, travel logistics, and insurance.
Guests lounging on yacht deck with sea breeze during charter.
Relaxation and comfort are at the heart of every yacht charter.

5. Insurance & Cancellation Protection

  • Because yacht charters are a significant investment, we strongly recommend travel insurance:
  • Cancel For Any Reason (CFAR) coverage – Gives maximum flexibility.
  • Trip cancellation/interruption insurance – Protects against illness, weather disruptions, or other emergencies.
  • Medical and evacuation coverage – Important for international travel.
  • 6. Working with a Yacht Charter Specialist

A professional broker ensures that every aspect of your booking is handled with care:

  • Yacht recommendations based on personal inspections and industry connections.
  • Transparent pricing with no hidden fees.
  • Preference sheet guidance to match food, drink, and activity options to your group.
  • Ongoing support before, during, and after your trip.
Illuminated luxury motor yacht docked at night in a glowing harbor
A luxury yacht glowing at night, showcasing the elegance and exclusivity of private yacht charters.

Final Thoughts on Yacht Charter Booking

The yacht charter booking process is designed to make your vacation seamless. From choosing the right yacht and destination to securing contracts, deposits, and provisioning, our team at Epic Yacht Charters is here to guide you through every step.

Whether you are planning a family yacht charter in the Caribbean, a luxury motor yacht in the Mediterranean, or a catamaran sailing adventure in Greece, early planning and expert guidance ensure the best experience.

Sunset view with cocktail glass and reflections on a yacht table.
Sunset cocktails on deck, one of the highlights of luxury yacht life.

📞 Contact Epic Yacht Charters today to begin planning your yacht charter booking and enjoy a stress-free journey to your dream vacation at sea.

Introduction

Understanding yacht charter payments is essential for planning your luxury vacation with confidence. Unlike traditional hotel bookings, yacht charters involve multiple payment components and a specific timeline that many first-time charterers find confusing. This comprehensive guide breaks down everything you need to know about charter fees, the Advanced Provisioning Allowance (APA), payment schedules, and what to expect during final accounting.
Whether you’re comparing all-inclusive versus plus-expenses charters or wondering if you’ll receive unused APA funds back, we’ll answer all your payment questions with the transparency you deserve.

Elegant formal dining table aboard luxury yacht with crystal glassware and fine china settings
Understanding yacht charter payments ensures you can plan confidently for exceptional experiences like this.

The Charter Fee: Your Base Cost

The charter fee is the base price for renting the yacht, crew, and standard equipment for your voyage. This fee covers:

  • The yacht itself – exclusive use of the vessel for your group
  • Professional crew – captain, chef, deckhands, and stewardesses (crew size varies by yacht)
  • Standard water toys and equipment – typically includes paddleboards, snorkel gear, basic fishing equipment, and kayaks
  • Yacht insurance and maintenance – the operational costs of running the vessel
  • Basic linens and amenities – bedding, towels, and standard onboard supplies

The charter fee does NOT typically include fuel, food, beverages, dockage, special activities, or crew gratuity. These variable expenses are covered through the APA, which we’ll explain in detail below. An exception to this is the fully crewed and inclusive catamarans most of the time in the Caribbean.
Charter fees vary significantly based on yacht size, season, destination, and vessel amenities. A 50-foot sailing catamaran in the Caribbean might start around $20,000 per week, while a 150-foot luxury motor yacht in the Mediterranean could exceed $200,000 weekly during high season.

Professional yacht charter crew in white uniforms standing together on luxury yacht deck
Your charter fee includes a professional crew dedicated to your comfort and safety throughout your voyage.

 

Understanding APA (Advanced Provisioning Allowance)

What is APA?

The Advanced Provisioning Allowance (APA) is essentially an operating expense account for your charter. Think of it as a pre-funded budget that the captain uses to cover all variable costs during your trip. The standard APA amount is typically 25-40% of the charter fee, though this can vary based on your itinerary, yacht choice, and preferences.
For example, if your charter fee is $40,000 per week, expect an APA of $16,000-$14,000 (25-40%).

Why Does APA Exist?

The APA system exists because every charter’s expenses vary dramatically based on guest preferences and activities. One group might cruise leisurely and dine aboard, while another might visit multiple high-end restaurants, travel long distances at high speed, and arrange elaborate water sports. The APA ensures the captain has adequate funds to provision your specific charter without constantly requesting additional payments.

What Does APA Cover?

Your APA covers all variable operational expenses during your charter:

Elegant formal dining table setup aboard luxury yacht with fine china and crystal
Your APA covers provisions for elegant dining experiences, from casual alfresco meals to formal celebrations.

Fuel and Dockage:

  • Diesel or gasoline for the yacht and tenders
  • Marina fees and mooring costs
  • Port charges and harbor dues
  • Generator fuel for power at anchor

Food and Beverages:

  • All groceries for meals prepared onboard
  • Wine, spirits, beer, and specialty beverages
  • Special dietary requirements or premium ingredients
  • Snacks, coffee, and provisions for the crew
Colorful cocktails and beverages served on luxury yacht deck with ocean view
Premium beverages, cocktails, and specialty drinks are provisioned through your Advanced Provisioning Allowance.

Activities and Entertainment:

  • Water sports equipment rentals beyond standard toys
  • Scuba diving arrangements and tank refills
  • Shore excursions and guided tours
  • Special event arrangements or decorations
  • Transportation to restaurants or attractions

Communications and Services:

  • Satellite phone or internet usage (if charged separately)
  • Laundry and dry cleaning services
  • Special delivery services for provisions
  • National park fees or marine reserve charges

Additional Crew or Services:

  • Massage therapists or yoga instructors
  • Dive instructors or water sports coaches
  • Additional crew for special events ( Musicians etc)
  • Local guides or interpreters
Yacht charter guest with professional chef in yacht galley discussing meal preferences
Your yacht chef provisions according to your dietary preferences and culinary requests using APA funds.

How Much Should You Budget for APA?

The 25-40% range covers most standard charters, but consider these factors:

Higher APA (35-40%) recommended for:

  • Motor yachts with high fuel consumption
  • Extensive cruising itineraries covering long distances
  • Frequent dining on board
  • Active water sports programs with rentals
  • Remote destinations with higher provisioning costs
  • Large groups requiring abundant provisions

Lower APA (25-30%) may suffice for:

  • Sailing catamarans with minimal fuel needs
  • Shorter cruising distances in one area
  • Primarily dining aboard with chef-prepared meals
  • Standard water toys without rentals
  • Well-provisioned charter bases with competitive prices
  • Smaller groups with modest consumption

Lower APA (5-10%) works for:

  • Larger All- inclusive catamarans often ask for an extra amount for fine wines, transfers and unexpected expenses

Your charter broker can help you estimate appropriate APA based on your specific itinerary and preferences. It’s always better to have excess APA (which is refunded) than to run short mid-charter. Any extra APA can be returned or given to the crew toward gratuity.

Payment Timeline and Terms

Understanding the payment schedule helps you budget properly for your yacht charter vacation.

Luxury yacht primary stateroom with elegant bedding and polished wood finishes
Elegant accommodations aboard your chartered yacht provide comfort and privacy for your group.

Standard Payment Schedule

At Booking (Contract Signing):

  • 50% of the charter fee as a deposit
  • This secures your yacht and dates
  • Payment typically due within 5-7 days of signed agreement

8 Weeks Before Charter:

  • Remaining 50% of charter fee
  • Full APA amount (25-35% of charter fee)
  • Any VAT (Value Added Tax) of the charter fee
  • Delivery Fees (if any)

During Charter:

  • The captain manages the APA account and tracks expenses
  • Mid-week update is standard on longer charters, daily if you request.
  • Additional APA payment if original amount proves insufficient (rare with proper planning)

End of Charter:

  • Captain presents detailed expense accounting
  • Unused APA funds returned to you (typically via wire transfer within 2 weeks)
  • Crew gratuity paid separately (industry standard is 15-20% of charter fee)

Payment Methods Accepted

  • Wire transfers (preferred for large amounts)
  • Credit cards (may incur 3-5% processing fee)
  • Certified checks (requires advance timing)
  • Digital payment platforms for some brokerages

International charters may involve currency exchange considerations. Confirm the currency of payment with your broker—some Caribbean charters price in USD, while Mediterranean charters often use EUR. Your charter agreement will specify the currency and payment methods.

Security Deposits

Unlike the APA, most yacht charters do NOT require a separate security deposit. The charter fee and APA structure covers normal operational expenses, and yacht insurance protects against major damage. However, some charter yachts may require:

  • Additional deposit for extremely high-value vessels or for special events
  • Damage waiver fees as an alternative to deposits
  • Always clarify deposit requirements with us during booking.

APA vs All-Inclusive Yacht Charters

Understanding the difference between these two pricing models helps you choose the right option for your vacation style.

Guest enjoying yacht charter deck dining area with comfortable seating and ocean views
Enjoy luxury yacht amenities and experiences regardless of whether you choose APA or all-inclusive payment models.

Plus-Expenses Charter (APA Model)

How it works:

  • Pay charter fee plus APA upfront
  • Captain tracks actual expenses
  • Receive accounting and any refund at charter end

Best for:

  • Guests who want transparency in expenses
  • Variable itineraries with flexible plans
  • Groups with specific preferences or special requests
  • Longer charters where expenses may fluctuate
  • Destinations with diverse provisioning options

Advantages:

  • Complete transparency—see exactly where money goes
  • Flexibility to adjust preferences during charter
  • Pay only for what you actually consume
  • Unused funds returned to you
  • Premium provisions and experiences available

Considerations:

  • Requires APA payment upfront (larger initial outlay)
  • Final cost unknown until charter ends
  • Need to discuss preferences and budget with captain
Gourmet eggs Benedict breakfast prepared by yacht charter chef with hollandaise and microgreens
Exceptional chef-prepared cuisine like this gourmet breakfast is available with both APA and all-inclusive charter models.

All-Inclusive Charter

How it works:

  • Single price covers charter fee AND typical operating expenses
  • Specific inclusions outlined in contract
  • No additional charges unless you exceed package terms

Best for:

  • Budget-conscious guests wanting no surprises
  • Simpler vacation planning with fixed costs
  • Shorter charters (4-7 days) where expenses are predictable
  • Groups comfortable with standard provisioning
  • First-time charterers seeking simplicity

Advantages:

  • Know total cost upfront
  • Simplified budgeting and planning
  • No APA payment or final accounting
  • Often includes standard bar and provisions

Considerations:

  • Premium or special requests may incur extra charges
  • Less flexibility for custom experiences
  • Includes budget limitations on provisions
  • Still need to pay crew gratuity separately

Typical All-Inclusive Coverage:

  • Standard fuel allowance (limited cruising hours)
  • House wine, beer, and basic spirits
  • Three meals daily with standard provisions
  • Standard water toys and equipment
  • Local cruising within specified area

Common All-Inclusive Exclusions:

  • Premium wines and all champagnes
  • Top-shelf spirits or specialty cocktails
  • Excessive fuel use (extended cruising or high speeds)
  • Shore dining at restaurants
  • Special activities (scuba diving, guided tours)
  • Crew gratuity
Premium champagne and gourmet cuisine aboard luxury yacht charter
Your APA covers premium provisions including fine champagne, wines, and gourmet chef-prepared meals.

Which Model is Right for You?

Choose APA (Plus-Expenses) if you:

  • Want complete control over your provisions and experiences
  • Plan diverse activities or premium dining
  • Prefer transparency and detailed accounting
  • Are comfortable with variable final costs
  • Value flexibility during your charter

Choose All-Inclusive if you:

  • Want a fixed, predictable total cost
  • Prefer simplicity in vacation planning
  • Are comfortable with standard provisions
  • Plan relatively straightforward cruising
  • Want to avoid final accounting process

Most luxury crewed charters in prime destinations like the Mediterranean, Caribbean, and Bahamas operate on the APA model because it provides the flexibility and transparency that discerning charterers expect. All-inclusive options are more common for budget-friendly or charters in the Virgin Islands.

For complete details on all charter models including captain-only, cabin charters, and tandem configurations, see our Types of Yacht Charters: Complete Guide.

Final Accounting and APA Refunds

One of the most common questions about yacht charter payments: “Do I get unused APA back?”
Yes—absolutely. The APA is YOUR money held in trust for operating expenses, not additional payment to the charter company or yacht.

The Accounting Process

During Your Charter:

  • The captain maintains detailed expense records
  • All receipts are retained for documentation
  • On longer charters (7+ days), mid-week accounting updates are common
  • If APA runs low, captain will discuss with you before requesting additional funds

Final Day of Charter:

  • Captain prepares comprehensive expense report
  • Review shows all expenditures with supporting receipts
  • Remaining APA balance is calculated
  • You receive complete accounting documentation

What If APA Runs Out?

This is uncommon with proper planning, but if you’re exceptionally active, travel extensively, or make numerous premium requests, the APA may be insufficient. In these cases:

  • Captain notifies you when APA reaches approximately 20% remaining
  • You discuss options: reduce expenses or add funds
  • Additional payment can be made via wire transfer or credit card
  • Charter continues without interruption

Good communication with your captain about preferences and activities helps prevent APA shortfalls. An experienced charter broker helps you estimate appropriate APA amounts during booking.

Sample APA Accounting

Here’s an example of typical APA expenses for a $40,000/week charter with $12,000 APA:

Fuel and Dockage:$3,800

  • Diesel fuel for yacht and tenders: $2,400
  • Marina fees (3 nights): $900
  • Mooring balls and harbor fees: $500

Provisions:$4,200

  • Groceries and fresh provisions: $2,800
  • Alcoholic beverages: $1,100
  • Specialty items and dietary requirements: $300

Activities and Services:$2,100

  • Scuba diving (2 tanks per person): $800
  • Shore excursion to ruins with guide: $600
  • Special dinner celebration setup: $400
  • Water toy rentals (jet ski half-day): $300

Communications and Miscellaneous: $600

  • Starlink internet usage: $350
  • Laundry service: $150
  • Special provision delivery: $100

Total Expenses: $10,700, APA Provided: $12,000, Refund to Guest: $1,300
This accounting is provided with all supporting receipts, showing complete transparency in how your APA was utilized.

Crew Gratuity: The Final Payment Component

While not part of APA, crew gratuity deserves mention as it’s a significant payment consideration.

Professional yacht crew serving refreshments and providing attentive hospitality service
Exceptional crew service and hospitality merit industry-standard gratuity of 15-20% of the charter fee.

Industry Standard: 15-20% of the charter fee

For a $40,000 charter, expect to budget $6,000-$8,000 for crew gratuity. This is:

    • Paid separately from charter fee and APA
    • Distributed among all crew members
    • Typically given to the captain at charter end (cash, bank transfer, Credit card, Zelle, Venmo (each yacht can be different)
    • Based on service quality (you determine the amount)
    • Expected but not mandatory—it reflects your satisfaction

The 15-20% range is standard, but you may adjust based on service quality. Exceptional service warrants the higher end or above, while standard service might merit the lower range. Discuss gratuity expectations with your broker during planning—this helps you budget accurately for the complete charter cost.There are slight geographical variances that your charter broker will make you aware of.

Currency Considerations for International Charters

If you’re chartering internationally, currency exchange rates may impact your final costs.

Mediterranean Charters (EUR):

      • Most Greek, Croatian, Italian, French charters price in euros
      • USD fluctuations affect dollar-equivalent costs
      • Consider exchange rate timing for payments
      • Some brokerages offer USD pricing for American clients

Caribbean Charters (USD):

      • Most BVI, Bahamas, St. Martin charters price in dollars
      • Simplified for American charterers
      • Some destinations may have local currency considerations for shore expenses

Other Destinations:

      • Confirm charter currency in your agreement
      • Ask your broker about exchange rate considerations
      • Factor currency fluctuation into budgeting
      • Wire transfer fees and exchange fees may apply

Your charter broker can advise on currency strategy and timing for international charters.

Questions to Ask Your Broker About Payments

Before signing your charter agreement, clarify:

      • What is the exact APA percentage for my charter? (varies by yacht and destination)
      • What payment methods do you accept? (fees for credit cards?)
      • What’s included in the charter fee versus APA? (any gray areas?)
      • Is this an all-inclusive or plus-expenses charter? (understand the model)
      • What’s your recommended crew gratuity range? (based on similar charters)
      • How quickly are APA refunds processed? (timeline expectations)
      • What happens if APA runs out mid-charter? (procedures and payment options)
      • Are there any additional fees or charges? (delivery fees, permits, special equipment)
      • What currency is the charter priced in? (exchange rate considerations)
      • Is travel insurance required or recommended? (cancellation and protection)

A transparent broker welcomes these questions and provides clear, detailed answers. This conversation ensures you understand all payment obligations before committing to your charter.

The Value of Transparency in Yacht Charter Payments

At Epic Yacht Charters, we believe payment transparency builds trust and enhances your charter experience. The APA system, while initially confusing to first-time charterers, actually provides remarkable clarity—you see exactly where every dollar goes.
Unlike all-inclusive packages with hidden limitations or surprise charges, the plus-expenses model ensures you receive:

      • Complete documentation of all expenditures
      • Flexibility to customize your experience
      • Refunds of unused funds
      • Premium provisions and services when desired
      • Honest accounting without hidden fees

When you work with an experienced broker (like us at Epic Yacht Charters) who explains the payment structure clearly, manages expectations about costs, and helps you budget appropriately, the charter payment process becomes straightforward and stress-free.

 

Conclusion: Budgeting for Your Yacht Charter

Understanding yacht charter payments empowers you to budget accurately and enjoy your vacation without financial surprises. Remember these key points:

      • Charter fee covers the yacht, crew, and standard equipment
      • APA (25-40% of charter fee) covers all variable operating expenses
      • Payment timeline: 50% deposit at booking, balance and APA 8 weeks before charter
      • Unused APA is refunded to you with complete accounting or can be used toward the crew gratuity
      • Crew gratuity (15-20%) is paid separately based on service quality
      • All-inclusive options exist but offer less flexibility than APA model
      • Complete transparency should be standard from your broker

Your total charter investment typically equals: Charter Fee + APA + Gratuity, minus any APA refund. For a $40,000 charter, budget approximately $57,000-$60,000 for the complete experience.
With proper planning and guidance from an experienced charter broker, the payment process becomes simple and transparent—allowing you to focus on what matters most: creating unforgettable memories on the water.

Ready to plan your luxury yacht charter?

Our team at Epic Yacht Charters provides complete payment transparency and guidance throughout your charter journey. Contact us to discuss your dream vacation and receive detailed cost estimates tailored to your preferences.

Yacht crew smiling onboard luxury catamaran, representing gratuity guidelines for Caribbean and Mediterranean yacht charters
Professional yacht crew onboard during a charter — gratuity guidelines help guests understand tipping practices in the Caribbean, Mediterranean, and worldwide.

Yacht Crew Gratuity Guide: How Much Should I Tip the Crew?

Understanding yacht crew gratuity is an important part of chartering a yacht. Your crew is at the heart of your experience — planning itineraries, preparing gourmet meals, ensuring safety, and delivering exceptional service throughout your vacation. Gratuity is not just a thank-you, but a significant portion of their income. While tipping is always at the client’s discretion, there are widely accepted industry standards by region and yacht type that can help guide you.

Caribbean Yacht Charter Gratuity Standards

In the Caribbean, gratuity is considered a standard part of charter culture, particularly in the British Virgin Islands (BVI) and surrounding waters.

  • Typical gratuity rate: 15-20% of the charter fee
  • How it’s calculated: Based on the total charter rate for fully crewed, all-inclusive charters
  • Flexibility: Can be adjusted slightly higher or lower depending on service quality and guest satisfaction
  • Caribbean yacht crews often go above and beyond, creating tailored itineraries, cooking custom meals, and providing hands-on water sports instruction. Because of this service-intensive experience, gratuities in the Caribbean are generally on the higher side compared to other regions.

Greek & Mediterranean Yacht Charter Gratuity Standards

In Greece and the Mediterranean, tipping culture is slightly different from the Caribbean.

  • Typical gratuity rate: 15% of the charter fee adjusted as to how you feel the service you received was.
  • Base rate vs. APA: Gratuity is calculated on the base charter fee, not on the APA (Advance Provisioning Allowance)
  • Regional norm: Applies primarily to catamarans and sailing yachts operating in the Mediterranean

Greek yacht charters often provide incredible itineraries through the Cyclades or Ionian Islands, with professional crews delivering attentive service. While 15% is considered standard, some guests may choose to give more when service has exceeded expectations.

Motor Yacht Gratuity Standards (Worldwide)

Luxury motor yachts often have larger crews and operate under slightly different gratuity structures.

  • Recommended gratuity rate: 10–20% of the charter fee
  • What’s excluded: APA costs (fuel, dockage, provisions) are not included in the gratuity calculation
  • Variation: The gratuity amount can depend on yacht size and the number of crew
  • International practice: These guidelines are recognized across popular destinations including the Caribbean, Mediterranean, Bahamas, and beyond

Because motor yacht crews can be much larger, gratuity is pooled and distributed evenly, ensuring everyone from the captain to the stewardess is acknowledged for their role in making the charter seamless.

How Gratuity is Distributed

Guests often wonder how their gratuity is divided. The captain is typically responsible for allocating gratuity fairly among the crew. Distribution is based on each crew member’s position, responsibilities, and contribution during the charter. This ensures that all team members — from chefs and deckhands to engineers and stews — are recognized for their hard work. It is common on most charters for the gratuity to be split evenly among all crew members.

Crew members setting a dining table aboard a luxury yacht, showcasing attentive service during charters.
Luxury yacht crew preparing an elegant dining table at sea — a reminder of the attentive service gratuities acknowledge.

Attentive crew service is a cornerstone of every luxury yacht charter experience — gratuities recognize the professionalism and care shown throughout your voyage.

Payment Options for Yacht Crew Gratuity

Gratuity can be given in several ways, depending on what is most convenient for the guests and crew:

  • Cash – Preferred by most crews for immediate distribution
  • Wire transfer – Can be arranged through your charter broker
  • PayPal or Venmo – Accepted in some cases, depending on the country your crew has banking
  • Credit card – Sometimes processed through the broker or clearinghouse or even onboard.
  • Pre-arranged payment – Organized in advance, especially for larger motor yachts

Your broker can assist in arranging the most suitable payment method before or at the end of your charter.

Key Takeaways

  • Caribbean: 15-20% of charter fee
  • Greece/Mediterranean: 15% of charter fee (base rate only)
  • Motor Yachts: 10–20% of charter fee (excluding APA)
  • Distribution: Handled by the captain, shared fairly among all crew
  • Payment Options: Cash, wire, or broker-facilitated

Caribbean & Bahamas

• 15–20% of charter fee
• Often higher due to highly personalized service & custom itineraries

Greece & Mediterranean

• 10–20% of charter fee
• Calculated on base rate (not APA); common for catamarans & sailboats

Luxury Motor Yachts

• 10–20% of charter fee
• Excludes APA; gratuity pooled & shared among larger crews

Worldwide (General)

• 10–20% of charter fee
• Standards recognized globally, with variation by region & service

Final Note

While gratuity is never mandatory, it remains the most meaningful way to recognize your crew’s dedication, hospitality, and professionalism. A thoughtful gratuity ensures the team feels valued for creating your unforgettable charter experience.

If you’re unsure what’s appropriate, our brokers are happy to guide you before your trip so you feel confident about gratuity practices worldwide.

The standard gratuity for yacht crew ranges from 10–20% of the charter fee, depending on the destination and level of service. In the Caribbean and Bahamas, gratuities are typically 15–20%, while in the Mediterranean and Europe, the standard is 10–15%.

👉 For a detailed breakdown of tipping practices by region, visit our full Yacht Crew Gratuity Guide
.

 

Caribbean – Once you decide on the yacht you would like to book, we will put a complimentary hold on your dates. while the hold is in place we will draw up a contract for you to sign along with details of how to pay your deposit. If you are more than 6 months away from your charter, a 25% deposit is required (50% if under 6 months). Payments of 25% at 6 months out, and the final 50% will be due 60 days before the charter. Your monies are held in escrow and the yacht owner is paid right before your charter.

Bahamas – Same payment terms as Caribbean except the VAT and Charter Tax is added to your final payment along with any APA (Advance Provisioning Allowance). Some yachts in the Bahamas include the APA in their rate.

Mediterranean – Once you decide which yacht that you would like to charter you need to be ready to sign your contract and submit your deposit as soon as possible. The deposit is 50% of the charter fee. 2 months before your charter we will invoice you for the other 50%, the VAT and the APA (Advance Provisioning Allowance)

Far Niente motor yacht cruising at sunset with sailboats nearby

Crewed yacht charters range from $25,000 per week to $100,000 per week, all inclusive, for a large catamaran or small motor yacht. Luxury motor yachts start closer to $70,000.00 per week, plus expenses. Rates will depend on the size, age, amenities (jacuzzi, jet skis), how many crew etc

Size and Type of Yacht

Larger more luxurious motor yachts will be more significantly more expensive to charter than a smaller catamaran.

Season

Yachts in the Caribbean will have higher rates for Christmas, New Years and some also have increased rates for Thanksgiving and Easter. In the Mediterranean, larger motor yachts will have higher rates for July and August, with smaller yachts and catamarans typically having a high, mid, and low season.

Location

VAT is added to yacht charters in locations in the Mediterranean and also in The Bahamas. VAT ranges from 5% up to 22%, depending on which country your charter is in.

 

Caribbean yachts (not large motor yachts) are all-inclusive with a professional captain and private chef. Larger vessels may have additional crew such as deckhands and steward(ess). All meals, snacks, standard ship’s bar (liquor, wine, beer, and soft drinks), fuel for the vessel and tender, insurance for the vessel and crews, all water sports activities, and SCUBA diving on some vessels are part of your package.

Not included are crew gratuities (15%-20%), optional marina docking/berthing for an overnight stay, excursions and meals ashore, port fees in the BVI, special requests for top-shelf liquor, wine, or excessive alcohol consumption, and transfers to and from the airport.

Mediterranean yachts include the use of the charter yacht, professional crew, and onboard equipment and water Sports gear and activities.

All other daily expenses will be covered with an Advanced Provisioning Allowance (APA). This is typically 25%-40% of the charter fee, which can vary according to the yacht type, itinerary, and possible charter requests and requirements. The APA payment is collected with the final balance

APA expenses include fuel for both the yacht and tender, provisions, marina fees, moorings, airport transfers, cruising permits, canal fees, scuba diving, onshore excursions, electronic communications, and local taxes

Your yacht will be fully fuelled and provisioned, according to your preferences, when you step onboard. The Captain will keep all receipts, along with a running log of expenses, which can be viewed at any time during your charter

Any APA that has not been spent will be returned to you at the end of the charter. If expenses exceed the APA during your charter, additional funds will need to be submitted. Your captain will update and advise you if any further payment is required. This will need to be paid before you disembark

Crew Gratuity is separate and is typically 10%-15% of the charter rate. This should be given to your captain at the end of your charter

 

In the unlikely event of you canceling your charter, all payments are forfeited. However, if the yacht can re-book a different charter for the same dates, there is a chance of a partial refund. In some cases, a future date can be chosen, and the deposit can be held.

The cancellation terms may depend on what contract is used for your charter. Contact us for more information. We would always recommend purchasing trip insurance.

HOW DO I RESERVE A CHARTER, AND WHAT ARE THE PAYMENT TERMS?

Once you decide on the yacht, Epic puts a complimentary reservation on the yacht. Next, a contract is drawn up, and details to proceed with the booking are solidified. Your deposit is also required at this time. Travel arrangements can be finalized. If you are more than 6 months away from your charter dates, a 25% deposit is required. Then 25% at 6 months out, and the final 50% is due 45 days before the charter. Your monies are held in escrow and the yacht is paid right before your charter.

WHAT IS A STANDARD GRATUITY FOR THE CREW?

15-20% of the charter cost is the standard crew gratuity. Your crew is on call 24/7, working hard to ensure you have the vacation of your dreams. They begin preparing for your charter from the moment they receive your requests. The crew’s goal is also to provide you with exemplary service. The gratuity is given to the crew at the end of the charter in cash, checks or wire transfers.

WHAT ARE THE CANCELLATION TERMS?

In the unlikely event of you canceling your charter, all payments are forfeited. However, if the yacht can re-book a different charter for the same dates, there is a chance of a partial refund.

WHAT IS INCLUDED IN THE YACHT CHARTER FEE?

Most yachts are all-inclusive with a professional captain and private chef. Larger vessels may have additional crew such as deckhands and stewards. All meals, snacks, standard ship’s bar (liquor, wine, beer, and soft drinks), fuel for the vessel and tender, insurance for the vessel and crews, all water sports activities, and cruising and National Park permits are part of your package. Some yachts offer SCUBA diving for guests with diving certification.

WHAT IS NOT INCLUDED IN THE YACHT CHARTER FEE?

Not included are crew gratuities of 15-20%, optional marina docking/berthing for an overnight stay, excursions, and meals ashore, special requests for top-shelf liquor, wine, or excessive alcohol consumption, and transfers to and from the airport.

WHY A CREWED YACHT?

1st class service is the goal of your yacht crew, allowing you the time to enjoy all that a luxury vacation on a yacht has to offer. 

 

WHAT TO EXPECT ON CHARTER

Having a hard time visualizing your crewed yacht vacation? Watch our video for a glimpse of life on your crewed yacht charter.

 
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